Top 4 financial applications for your iphone

Managing personal finances is one of the most time-consuming tasks for many people. Using the Apple iPhone to help streamline the task has never been easier with the many available financial applications for the iPhone.

The following list provides the great financial apps for the iPhone to help manage budgets, track income and expenses, and handle other financial management activities.

These financial apps include both paid and free apps that are highest rated apps available in the Apple Apps Store.

iXpenseIt

iXpenseIt is a great iPhone app to keep track of expenses but personal and business. As one of the most popular financial apps as rated by CNN Money Magazine, Laptop Magazine, and PC World, it received 4 stars in the Apple Apps Store. iXpenseIt allows users to track income and cash flow, store digital photo receipts, generate graphical reports, generate expense summaries, track mileage, and import/export the data in a csv or html format via e-mail or Wi-Fi.

The reporting features of iXpenseIt are very robust. Reports can be created by various criteria such as payment, vendor, dates, etc. iXpenseIt offers backup and restore to help protect your data. This app is available in 12 languages, has a built-in currency converter, and it sells for $6.49 (NZD).

www.ixpenseit.com

Loan Calculator Pro

Loan Calculator Pro is another iPhone app by SVT Software. It is a financial calculator that is very user-friendly. This financial app is rated 4.5 stars and sells for only $1.29 (NZD) but has a lot of features.

In addition to providing the standard loan and mortgage calculations it also allows the users to do "what if" scenarios to determine early payoff and interest savings.

It has an early payoff simulation, extra payment tracking,amortization table, bookmarking feature, and e-mail export. One great feature of Loan Calculator Pro is the ability to save multiple loans and the "what if" scenarios. The app even has a large numeric keyboard to help make numeric entries easier.

www.svtsoftware.com

The Kiwitax GST Calculator

The Kiwitax GST Calculator is a quick and easy tool for working out New Zealand GST amounts at both 12.5% and the new 15% rate. With 3 useful functions it adds GST to exclusive prices, removes GST from inclusive prices and converts prices at 12.5% GST to 15% GST.

A helpful, useful app for small business owners and anyone wanting to calculate GST on the move, anywhere, anytime. The app is FREE to download.

http://www.kiwitax.co.nz

Bloomberg

To obtain real-time financial market news, corporate information, stock quotes, national and world financial headlines, and other financial information, you can't beat the free Bloomberg financial app.

Commodity information, bonds, and equity indices are also available through the app.

Breaking news, interactive charts, and the ability to track your personal stocks makes this a must-have app. The Bloomberg app received a rating of 4 stars in the Apple App Store. The app is FREE to download.

www.bloomberg.com/mobile

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